“An HSA has triple-tax advantages. IRS limits are:
2025 Single limit: $4,300
2025 Family limit: $8,550
Add $1,000 if age 55+

Retirement plans have double tax advantages. IRS limits are:
IRA limits in 2025: $7,000
IRA limits if 50+: $8,000

401k limit in 2025: $23,500
401k limits if 50+: $31,000
If age 60-63: $34,750”